Hyper-Affordable
No expensive bloat. Pure, essential hospitalization coverage rated on a per-life basis starting at under ₹3 per day.
Premium Group Health Insurance specifically designed for blue-collar, factory, and gig workers. Hospitalization cover starting at just ₹200/month per life.
Traditional corporate health insurance ignores low-margin workforces. We built a solution that makes economic sense for aggregators and factory owners.
No expensive bloat. Pure, essential hospitalization coverage rated on a per-life basis starting at under ₹3 per day.
Customize definitions based on your budget. Cover Self only, or extend to Spouse, Children, and up to 2 Parents.
Comes integrated with the MyVaidh ecosystem, giving your workers access to ₹150 teleconsults to prevent minor issues from becoming hospitalizations.
Select standard coverage tiers across different organizational levels. All base plans include standard room rent capping (Normal - 2%, ICU - 4% of SI).
| Sum Insured (SI) | Ideal For | Base Premium (Per Life/Month) |
|---|---|---|
| ₹ 1 Lakh | Gig Delivery Riders, Junior Laborers | ₹ 200 |
| ₹ 2 Lakh | Factory Workers, Assembly Line | ₹ 250 |
| ₹ 3 Lakh | Supervisors, Mid-Level Staff | ₹ 310 |
| ₹ 5 Lakh Most Popular | Managers, Fleet Operations | ₹ 450 |
| ₹ 10 Lakh | Senior Management, Leadership | ₹ 800 |
* All premiums are exclusive of 18% GST. Billed monthly or quarterly based on corporate mandate.
Reduce the standard 30-day initial waiting period to zero. Protects new hires instantly.
+ 10% Premium LoadingExtend the family floater base cover to include up to two elderly parents (up to 65 years).
+ 30% Premium LoadingNormal delivery (up to ₹50K) and C-Section (up to ₹75K). Excellent for retention.
+ 40% Premium LoadingOur B2B underwriting team will contact you within 24 hours to discuss headcount, grading tiers, and customized loadings.